Skip to main content

Improvement Project of Science Construction CS

Abstract Science Construction’s business is in planning, developing and building road projects. The major of its clients are municipalities, city governments, and other public sector entities. While the bankruptcy rates for these clients is very low, when economic downturns happen, their ability to pay in a timely fashion also suffers. This leads to businesses such as Science Construction needing to take on additional debt and to find creative methods in order to stay afloat during times of recession. Methods such as selling accounts receivables at discounted rates and taking larger lines of credit through banks and other lending institutions are some of the ways organizations can remain viable when their cash inflows have turned into a trickle. Science Construction is asking the Turkish Courts to postpone their bankruptcy proceedings for a year while they attempt to restructure. Through this, suggestions such as forcing shareholders to pay their debt to the organization, gaining credi...
Post a Comment

Hedge your investments

With spiraling oil price followed by inflation is taking toll not only on your monthly budget but on your investments and future investment options. In India the current inflation rate declared a week ago is around 11.05% . Mind you this is based on taking the price hike of few specific commodities, metal and oil prices (edible and fuel both). But the actual rate of inflation varies from city to city and depending upon quantum and type of individual consumption. The inflationary pressures are maximum on the labor forces of unorganized sector. Here in India they comprise 92% of total work force, they are deprived of the automatic adjustment of dearness allowance on the pay with the rate of inflation as available in organized sector. However, the mass in the lower rung of working class are not bothered about investment and portfolio management and safeguard their investments against inflation. It is only the people middle class whether professional, businessmen or service holders in organized sector those who have surplus fund to save and invest, should be cautious for their invested funds should not erode value. This is because the current rate of interest maximum 9% is far lesser than the rate of inflation, as such in real terms their money is losing its worth. Here is some measures suggested to safe guard your fund against inflation.

In the current scenario, you should review your portfolio and financial plans. You may need to shuffle your portfolio in a way so that it yields inflation-adjusted returns. You should avoid illiquid assets with fixed returns since they restrict generate higher return. How you adjust it depends upon your risk appetite, current and future financial needs. Weigh them carefully then scrutinize the available options. Never put all the eggs in one basket, this is especially applicable to those who invest in shares and stocks. In fact, investment in good companies in different sectors, taking into account their near and far prospects, at the current lower prices (which is attractive for many stocks and may go further down in near future), is not a bad proposition. Better to go slow, keep watching the market, you never know when market is truly touching the bottom. Since that is wild goose chase for general investors, better buy few scrip’s every month when you find the price is attractive and for that first you have to select few scrip and watch their price movements daily. Read those financial journal or log into the investment Guru`s web site for in-depth information of any particular company, you are eyeing upon

When you feel that your current investments are not yielding proper returns, go for the options available with avenues where the risk and return are different from your existing investments. Say, you can think of shifting your invested funds from equity market to commodity market or switch over to bullions. Even Banks are also mulling for a interest rate hike from Jul 01, that case , take premature encashment of your existing bank fixed deposits and re-invest them for long term. Because, the financial Gurus, say that the inflation will range between5-6.5% in 2nd quarter of 2009 and then rate of interest may come down again. Your long term deposits will enjoy the benefits then.
Labels:

Comments

Post a Comment

Popular posts from this blog

CHITTARANJAN IN 50s

Hi, Everybody, sometime some of you keep me asking about my days and time at Chittaranjan. This is natural, after all there are gaps of decades between most of you and me ! This has prompted me with an idea of writing this to share my old good days with those of you who are interested. Indian Railway under the British colonial rule was another group of companies with different British Managements. Since the different railway networks under all of them were used mutually for their own benefits. At places, different railway companies had the facilities of repairing and maintenance of their locomotives and passenger and goods carriages. To name a few, like Anda, Adra, Howrah, Liluah, Mughal sarai, Jhajha , these are they places I mention since they are quite closed by our loving Chittaranjan. The locomotives were imported from Manchester, England and few from Canada and Australia , all under the Union Jack. A good number of railway operational staffs were anglo Indians,...
8 comments
Read more

Jyoti Basu.....The Great Son of Bengal

I don't remember the exact date, but probably it was in the month of August 1991. I was attached as a free lancer to a least know weekly “ The Democratic Forum” ; my fancy to give a try to my journalistic flair was the sole motive with that association. My editor, Late Mr M.L. Shah was the person who was encouraging me. That day he came to my office and asked if I was free in the evening. Fortunately I was and asked him back the reason. He said Mr Jyoti Basu would give a press conference at the press club, Kolkata and if I wish I could attend that. It was a pleasant surprise ; so I readily agreed. In the evening Mr, B.L. Shah of “Dainik Rooplekha” , a Hindi daily from the same stable of my weekly, fetched me from my office to the press club. We were early birds, outside the club , on the lawn people were sitting making circles and chatting with each other. I felt a fish out of water, as none knew me and so I. Turning to my companion, I found he was enjoying my discomfort! ...
5 comments
Read more

MONEY MATTERS

Taking the global queue, the Indian Stock indexes have plunged and everyday finding new low. Informed experts opine that the bear phase is ushering. Everybody is busy with all their wisdom, calculations how long the bear phase will last. No doubt it is pertinent question. The investors have deserted the market, without a sign of returning early. The day traders are trying hard to recover their loses. The general feelings of payment crises under existing circumstances is not ruled out. News are there as brokers committing suicides. Obviously it transpires that they did so apprehending trouble due to non payment of their dues. The Finance Minister assured neither Indian Banks nor Indian burses are under any sort of threat. Let us trust him and raise no question. Whenever the bear phase users in the market , you know, people start guessing the bottom. Because the bottom offers ideal time to enter the market. But most of us, keep guessing but can never identify the true bottom. Better not...
4 comments
Read more