THE ONLOOKER

EXPLAINED... { IN SIMPLE THE DESI WAY } Khaja Bhai is the proprietor of a Nehari Shop in Hyderabad . Sales are low and, in order to increase them, he comes up with a plan to allow his customers to eat now and pay later. He keeps track of the meals consumed on a ledger. Word gets around and as a result increasing numbers of customers flock to Khaja Bhai’s Hotel. Khaja Bhai's suppliers are delighted and are very willing to sell more and more raw materials for the meals he prepares. Khaja Bhai shows them his ledger of receivables and they extend him credit. A young and dynamic customer service consultant at the local bank recognizes these customer debts as valuable future assets and gives Khaja Bhai a credit line and then increases his borrowing limit. Taking advantage of his customers' freedom from immediate payment constraints, Khaja jacks up the prices of his Nehari, Kulche, Jabde, Paaya and Zabaan. Customers don't mind as they are not required to pay ...

BUGLE

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The current turmoil in international markets are felt in Indian burses too. The recent Euro crises in Greece and and on going out break of Euro crises in Spain ( as expected) is creating tremor in global financial market. With Euro losing ground and dollar gaining strength; the gold price has sky rocketed. As every time the stock price become unpredictable the investors turn to gold as safe bet. In India gold has larger role besides being investors choice. As the marriage season is ensuing the demand of gold for ornaments is rising so the price is getting an extra boost. However with the current ups and downs of stock market offers the opportunities to day traders to make quick bucks but it is not at all safe for ordinary investors. They better keep away and watch carefully the market trend. Though may investment gurus vow that international market hardly cast any effect on Indian market but it is doubtful how far they are reliable. In fact in past there are evidence that they advise f...

SAMSUNG ; the name was not known even before ten years to many in India but now it comes in anyone's mind immediately after global giant like SONY, CANON or PANASONIC,so far consumer durables or electronics concerned. But as the meteor glows brighter for short time in the sky and travels faster across the sky but never last for eternity like stars so this brand is. SAMSUNG is losing its sheen and its Achilles heel is it's various service centers across the country, specially in the Eastern Sector. Numerous complaints are pouring in about the poor after sales service facilities provided by the company. Actually few are blemish about the products but all blame the service provided by the local service centers. The complaints are about the inefficiency of service personals, non-availability of spares or more serious not attending the complaints at all. SAMSUNG and LG captured Indian market with their excellent customer care and after sales service. LG and several others are k...

Short while ago I received a message that the ongoing wage negotiations between Indian Banker's Association (IBA) and United Forum of Bank's Union (UFBU)

My readers in India better note that from 1st of July this year no more correction is permissible while writing Cheques. Only exception you can correct the date and as usual authenticate with your specimen signature that you use while writing the cheque. So far any correction on the face of cheques needed your signatures, be it the amount written in words or figure or the payee's name etc. The banking law has been corrected to nullify the age old practice except the correction in date. So, those of you are in habit of overwriting or making corrections better be careful and avoid embarrassment for you and others. From the 1st April 2010, your savings bank account with any Bank in India will accrue interest on daily balance basis. The old practice was interest used to be calculated on minimum balance in your account between 10th and last day of any month. This way of course you will be benefited.

After much dilly dallying the wage negotiation in Banking Industry is likely to be completed shortly; as reported by the Trade Unions engaged in negotiation. What seems with elections in different states closing in, their political bosses have shown them green signal! Reason? you must know what follows in every industry after wage negotiation in the Nationalized sectors in our country, a good percentage of the arrears (the accumulated amount of the balance of the difference between enhanced wage and existing wage, since the effective date of settlement)is taken away from every employee (of course who are members of these unions) as levy. This makes a handsome fund in the hand of these Trade Unions; a chunk from that is doled out to their respective political parties. So it makes sense to hasten the wage settlement. Imagine; that it is almost two and half years now the settlement is on; in between Bank employees have gone on strikes number of times; leaving the customers to suffer. N...

We all have ways of testing opportunities that enter our lives. Some of us just dive right in based on feeling, others walk straight into what they know is right by a gut feeling or intuition. And if it's not gut feelings or emotions that are the tests of opportunities, it is the logical mind persuading us to ignore those feelings and emotions and test it with our reality of reason. Most of us do not have a predetermined strategy for testing opportunities, or even more generally to test the actions we take and the choices we make in our lives. There is an easier way to determine if our choices we make and the opportunities we receive 'pass the test'. This simple 32 word statement of business ethics was first created in the 1930s and used to turn around a failing company. These four questions were applied by each employee to each and to every minute detail of the company's workings. This little list of four questions from Rotary International, a humanitarian busines...

Intelius - Reportedly a Scam Company Posted using ShareThis

Identity theft is the biggest problem in today’s world. With the increasing internet use we are using our personal information over plenty of sites. And often we are visiting our bank accounts and shopping online, people are always there who want to still our personal information, and to safe guard your personal information, your money and everything. There are people who are trying to stop identity theft too. Their identity protection service helps people with less number of junk mails reducing the risk of identity theft. I believe most of us find it quite convenient to search any information in Web. Not that all information comes free; when they come sometime you find them dubious. As they are free you tolerate or mark it as spam or scam but when you seek information while paying fees or buy it; then fall into wrong hands; it’s horrible! Here I caution you about a site that has invited lot of complaints by its users. Intelius – is a site that offers individual data against fe...

Do you love watching Super Bowl, Men’s Final, MLB, NASCAR 2010 Winter Olympics, The Masters and alike and you are crazy about games then you must visit www.sportevents.com . This is a must visit site for all sports livers because here in this site you can buy tickets for the sporting events, book hotel rooms around the globe. Sportevents.com has some great packages for sporting events. This site is privately owned and they sell tickets for very reasonable prices.

BSNL Review - 20% Rebate on BB charges denied without assigning - Review on BSNL by abin542000 in Admanya.com Posted using ShareThis

Dodge is the big name in automobile industry. Since 1930s; after it was taken over by Walter Chrysler from Dodge Brothers; it has been the champions of the roads all over the world. The World War II saw the technological up gradation of Dodge fleet. It remained on the top slot in auto industry for its sturdiness, quality and models. Even today, when many have joined the band wagon of auto industries from all over the world; Dodge rules the roads. Several economical ups and downs saw Dodge surviving because of its economical price and quality. Dodge seems to survive till the fossil oil lasts. Now for the Dodge cars, Trucks or SUVs owners; there is good news, where ever your fleet is or where ever you are, in case you need Dodge accessories you can buy them online from www.carid.com. This site is an online shop selling Dodge accessories like Dodge dash kits, steering wheels, grills, chrome, spoilers, lambo doors, grill guards, headlights, hid kits, floor mats, tail lights, air intakes...

The vast majority of business literature is boring. This applies to printed and web writing alike. It is sometimes tempting to inject a bit of light-heartedness into the text, but it is a dangerous game. Some time ago, I edited the marketing materials produced by a London hotel. One of the hotel's attractions was its leisure centre, which included a well-equipped gym. The original script referred to a 'large satellite TV to give some relief from the torture.' Now, I have to admit that I agree with the sentiment. The strange machines in gyms are as painful as they are boring. Nevertheless, this was an unwise piece of ironic humour. The gym is a selling point to people who already like hard exercise, not to couch potatoes like me. Why present a negative perception of the gym, however obviously it is intended as humour? Of course, it is unlikely to deter the hardened keep-fit fanatic and, no matter how the gym is marketed, I am a lost cause. The big risk is that it puts ...

Coming spring if you are planning to visit Germany with your family and friends; here I can suggest you a site where you can find all the information about various hotels in different locations there. You get the details and the specials offers available with any of them. Just click here: Hotels in Deutschland and enter the site. Most of the hotels in Germany will give you the idea about the cultural and natural treasures the place has to offer. In fact being tourist you get your first hand guidance from these hotels itself. Besides this the site offers other interesting features including what it views from your window location wise and what all facilities like, spa, jogging, other sports activities like golf etc. are available or not. The site updates regularly and offers the latest information about the hotel in Germany. You can book hotel online choosing that suits you best. The same site offers an online shoes store; here you can buy the quality shoes at most competitive pric...

The minor towers next to the citizen.

Do you want to make money with your blog or web site? Then you can start earning money with roomster affiliate program . I would recommend this program to all those blogger who are mainly blogging on real estate, but anyway you can sign up for it. Roomster is a home and apartment searching engine.

In recent years more and more people are taking interest in golf. Golf as a game or sport deemed to be exclusively favorite with the riches earlier. Common men taking playing golf used to be unusual. But off late things have changed now the middle class are keen on playing golf all over the world. Plying golf on vacations, on green golf course surrounded by scenic beauties has become so popular that most of the travel companies offer such package. However all those packages may not be what they promise to be! Anyway that doesn't undermine the popularity of golf. Golf is the game originated from Scotland but no doubt it has been best nurtured in Germany. In Europe the best golf vacations are available in Germany; so believed by many veteran golfers. Golf Platzreife is the term specially used in Germany as one needs to have permission to play golf there. Www.golfkurs-platzreife.de is a site that provide all the information related to Golf in Germany and else where too. If you ...